Bank Processor Codes (FI Codes)

Created by Anna Byazina, Modified on Fri, 1 Mar at 5:51 PM by Anna Byazina


Codes for Moneris Royal Bank Merchant Link (Western)

Response CodeStatusMessage
000APPROVEDAPPROVED
001APPROVEDAPPROVED
002APPROVEDAPPROVED
003APPROVEDAPPROVED
004APPROVEDAPPROVED
005APPROVEDAPPROVED
006APPROVEDAPPROVED
007APPROVEDAPPROVED
008APPROVEDAPPROVED
009APPROVEDAPPROVED
023APPROVEDAPPROVED
024APPROVEDAPPROVED
025APPROVEDAPPROVED
026APPROVEDAPPROVED
027APPROVEDAPPROVED
028APPROVEDAPPROVED
029APPROVEDAPPROVED
050DECLINEDRE-TRY SYSTEM PROBLEM
051DECLINEDEXPIRED CARD
052DECLINEDEXCESS PIN TRIES
053DECLINEDRE-TRY EDIT ERROR
054DECLINEDRE-TRY SYSTEM PROBLEM
055DECLINEDCARD NOT SUPPORTED
056DECLINEDCARD NOT SUPPORTED
057DECLINEDCARD USE LIMIT
058DECLINEDCARD USE LIMIT
059DECLINEDCARD USE LIMIT
060DECLINEDNO CHEQUING ACCOUNT
061DECLINEDNO SAVINGS ACCOUNT
062DECLINEDCARD IS NOT SET UP
063DECLINEDRE-TRY SYSTEM PROBLEM
064DECLINEDRE-TRY INVALID CARD NO
065DECLINEDEXCEEDS CORRECTION LIMIT
066DECLINEDRE-TRY SYSTEM PROBLEM
067DECLINEDRE-TRY EDIT ERROR
068DECLINEDRE-TRY SYSTEM PROBLEM
069DECLINEDRE-TRY EDIT ERROR
070DECLINEDINVALID CARD
071DECLINEDINVALID CARD
072DECLINEDRE-TRY SYSTEM PROBLEM
073DECLINEDINVALID CARD
074DECLINEDCANNOT PROCESS
075DECLINEDRE-TRY INVALID CARD NO
076DECLINEDINSUFFICIENT FUNDS
077DECLINED$ LIMIT EXCEEDED
078DECLINEDRE-TRY SYSTEM PROBLEM
079DECLINED$ LIMIT EXCEEDED
080DECLINED$ LIMIT EXCEEDED
081DECLINED$ LIMIT EXCEEDED
082DECLINEDUSAGE EXCEEDED
083DECLINED$ LIMIT EXCEEDED
084DECLINEDDUPLICATE TRANSACTION
085DECLINEDCARD NOT SUPPORTED
086DECLINEDRE-TRY SYSTEM PROBLEM
087DECLINEDOVER RETAILER LIMIT
088DECLINEDRE-TRY SYSTEM PROBLEM
089DECLINEDCARD USE LIMITED
090DECLINEDRE-TRY SYSTEM PROBLEM
091DECLINEDRE-TRY SYSTEM PROBLEM
092DECLINEDOVER RETAILER LIMIT
093DECLINEDRE-TRY SYSTEM PROBLEM
094DECLINEDRE-TRY SYSTEM PROBLEM
095DECLINEDRE-TRY SYSTEM PROBLEM
096DECLINEDRE-TRY PIN ERROR
097DECLINEDRE-TRY INVALID CARD NO
098DECLINEDRE-TRY SYSTEM PROBLEM
099DECLINEDRE-TRY INVALID CARD NO
100DECLINEDRE-TRY SYSTEM PROBLEM
101DECLINEDRE-TRY SYSTEM PROBLEM
102DECLINEDRE-TRY SYSTEM PROBLEM
103DECLINEDRE-TRY SYSTEM PROBLEM
104DECLINEDRE-TRY SYSTEM PROBLEM
105DECLINEDINVALID CARD
106DECLINEDOVER RETAILER LIMIT
107DECLINEDUSAGE EXCEEDED
108DECLINEDRE-TRY SYSTEM PROBLEM
109DECLINEDOVER RETAILER LIMIT
110DECLINEDUSAGE EXCEEDED
111DECLINEDRE-TRY SYSTEM PROBLEM
112DECLINEDRE-TRY SYSTEM PROBLEM
113DECLINEDRE-TRY SYSTEM PROBLEM
115DECLINEDRE-TRY SYSTEM PROBLEM
121DECLINEDRE-TRY SYSTEM PROBLEM
122DECLINEDRE-TRY EDIT ERROR
150DECLINEDRE-TRY EDIT ERROR
200DECLINEDRE-TRY EDIT ERROR
201DECLINEDRE-TRY PIN ERROR
202DECLINEDRE-TRY EDIT ERROR
203DECLINEDRE-TRY SYSTEM PROBLEM
204DECLINEDOVER RETAILER LIMIT
205DECLINEDRE-ENTRY EDIT ERROR
206DECLINEDCARD IS NOT SET UP
207DECLINEDRE-TRY EDIT ERROR
208DECLINEDRE-TRY EDIT ERROR
209DECLINEDRE-TRY EDIT ERROR
210DECLINEDRE-TRY EDIT ERROR
212DECLINEDISSUER NOT ONLINE
251DECLINEDRE-ENTRY EDIT ERROR
252DECLINEDCARD NOT SUPPORTED
426DECLINEDCALL AMEX 12
427DECLINEDINVALID MERCHANT
429DECLINEDACCOUNT ERROR
430DECLINEDEXPIRED CARD
431DECLINEDCALL AMEX
434DECLINEDCALL AMEX 03
435DECLINEDSYSTEM DOWN
436DECLINEDCALL AMEX 05
437DECLINEDDECLINED
438DECLINEDDECLINED
439DECLINEDSERVER ERROR
440DECLINEDCALL AMEX
441DECLINEDAMT ERROR RETRY
475DECLINEDDECLINED - INVALID EXPIRY
476DECLINEDDECLINED
477DECLINEDDECLINED UNKNOWN ACCOUNT
478DECLINEDDECLINED 41-HOLD CARD CALL
479DECLINEDDECLINED PICK UP CARD
480DECLINEDDECLINED 43-HOLD CARD CALL
481DECLINEDDECLINED
482DECLINEDDECLINED EXPIRED CARD
483DECLINEDDECLINED REFER CALL
484DECLINEDDECLINED
485DECLINEDDECLINED
486DECLINEDDECLINED
487DECLINEDDECLINED
489DECLINEDDECLINED
490DECLINEDDECLINED
800DECLINEDRE-TRY EDIT ERROR
801DECLINEDRE-TRY EDIT ERROR
802DECLINEDINVALID CLERK ID
809DECLINEDRE-TRY TRANS NOT PERMITTED
810DECLINEDRE-TRY SYSTEM TIMEOUT
811DECLINEDRE-TRY SYSTEM PROBLEM
821DECLINEDRE-TRY EDIT ERROR
877DECLINEDRE-TRY EDIT ERROR
878DECLINEDRE-TRY PIN ERROR
889DECLINEDRE-TRY EDIT ERROR
898DECLINEDRE-TRY EDIT ERROR
899DECLINEDRESEND
900DECLINEDEXCESS PIN TRIES
901DECLINEDEXPIRED CARD
902DECLINEDCARD RESTRICTED
903DECLINEDCARD RESTRICTED
904DECLINEDINVALID AMOUNT
905DECLINEDMAX USE EXCEEDED
906DECLINEDACCOUNT PROBLEM
907DECLINEDEXCEEDS LIMIT
908DECLINEDINVALID AMOUNT
909DECLINEDCARD RESTRICTED
950DECLINEDADMIN CARD NOT FOUND
951DECLINEDRE-TRY - TRANS NOT PERMITTED
952DECLINED 
953DECLINED 
954DECLINED 
955DECLINED 
956DECLINED 
957DECLINED 
958DECLINED 
959DECLINEDCARD NOT SUPPORTED
960DECLINED 
961DECLINED 
962DECLINED 
963DECLINEDNO MATCH ON POLL CODE
964DECLINEDNO MATCH ON CONCENTRATOR ID
965DECLINEDINVALID MERCHANT NUMBER
966DECLINEDDUPLICATE TERMINAL NAME
970DECLINEDTABLE FULL
982DECLINEDNO MATCH FOUND
983DECLINEDNO ACTIVITY
989DECLINED 

Codes for TSYS (Vital)

Response CodeStatusMessage
00APPROVEDAPPROVED AND COMPLETED
01CALLREFER TO ISSUER
02CALLREFER TO ISSUER-SPECIAL CONDITION
03TERM ID ERRORINVALID MERCHANT ID
04HOLD-CALL OR PICK UP CARDPICK UP CARD (NO FRAUD)
05DECLINEDO NOT HONOR
06ERROR XXXXGENERAL ERROR
07HOLD-CALL OR PICK UP CARDPICK UP CARD, SPECIAL CONDITION (FRAUD ACCOUNT)
12INVALID TRANSINVALID TRANSACTION
13AMOUNT ERRORINVALID AMOUNT
14CARD NO. ERRORINVALID CARD NUMBER
15NO SUCH ISSUERNO SUCH ISSUER
19RE ENTERRE-ENTER TRANSACTION TRANSACTION
21NO ACTION TAKENUNABLE TO BACK OUT
28NO REPLYFILE IS TEMPORARIY UNAVAILABLE
39NO CREDIT ACCTNO CREDIT ACCOUNT
41HOLD-CALL OR PICK UP CARDLOST CARD, PICK UP (FRAUD ACCOUNT)
43HOLD-CALL OR PICK UP CARDSTOLEN CARD, PICK UP (FRAUD ACCOUNT)
51DECLINEINSUFFICIENT FUNDS
52NO CHECK ACCOUNTNO CHECKING ACCOUNT
53NO SAVE ACCOUNTNO SAVINGS ACCOUNT
54EXPIRED CARDEXPIRED CARD
55WRONG PININCORRECT PIN
57SERV NOT ALLOWEDTRANSACTION NOT PERMITTED-CARD
58SERV NOT ALLOWEDTRANSACTION NOT PERMITTED-TERMINAL
61DECLINEEXCEEDS WITHDRAWAL LIMIT
62DECLINEINVALID SERVICE CODE, RESTRICTED
63SEC VIOLATIONSECURITY VIOLATION
65DECLINEACTIVITY LIMIT EXCEEDED
75PIN EXCEEDEDPIN TRIES EXCEEDED
76UNSOLIC REVERSALUNABLE TO LOCATE, NO MATCH
77NO ACTION TAKENINCONSISTENT DATA, REV., OR REPEAT
78NO ACCOUNTNO ACCOUNT
79ALREADY REVERSEDALREADY REVERSED AT SWITCH
80DATE ERRORINVALID DATE
81ENCRYPTION ERRORCRYPTOGRAPHIC ERROR
82CASHBACK NOT APPCASH BACK LIMIT EXCEEDED
83CAN'T VERIFY PINCANNOT VERIFY PIN
85CARD OKNO REASON TO DECLINE
86CAN'T VERIFY PINCANNOT VERIFY PIN
91NO REPLYISSUER OR SWITCH IS UNAVAILABLE
92INVALID ROUTINGDESTINATION NOT FOUND
93DECLINEVIOLATION, CANNOT COMPLETE
94DUPLICATE TRANSUNABLE TO LOCATE, NO MATCH
96SYSTEM ERRORSYSTEM MALFUNCTION
B1SRCHG NOT ALLOWEDSURCHARGE AMOUNT NOT PERMITTED ON VISA CARDS OR EBT FOOD STAMPS
B2SRCHG NOT ALLOWEDSURCHARGE AMOUNT NOT SUPPORTED BY DEBIT NETWORK ISSUER
CVFAILURE CVCARD TYPE VERIFICATION ERROR
EAACCT LENGTH ERRVERIFICATION ERROR
EBCHECK DIGIT ERRVERIFICATION ERROR
ECCID FORMAT ERRORVERIFICATION ERROR
HVFAILURE HV HIERARCHYVERIFICATION ERROR
N3CASHBACK NOT AVLCASH BACK SERVICE NOT AVAILABLE
N4DECLINEEXCEEDS ISSUER WITHDRAWAL LIMIT
N7CVV2 MISMATCHCVV2 VALUE SUPPLIED IS INVALID
R0STOP RECURRINGCUSTOMER REQUESTED STOP OFSPECIFIC RECURRING PAYMENT
R1STOP RECURRINGCUSTOMER REQUESTED STOP O FALL RECURRING PAYMENTS FROM SPECIFIC MERCHANT

Codes for Chase Paymentech

Bank Errors
Error CodeTerminal MessageDescription
200Auth DeclinedCardholder’s bank did not approve transaction.
201Call Voice OperAuthorizer needs more information for approval.
202Hold - CallCard issuer does not want that card used. Call for further instructions.
203Call Voice OperAuthorizer didn’t respond within allotted time.
204Invalid Card NoAccount #/Magnetic stripe is invalid.
205Invalid Exp. DateExpiration date is either incorrect format or prior to today.
206Invalid ICA NoInvalid International Control Account number.
207Invalid ABA NoInvalid American Banking Association number.
208Invalid PIN NoThe Personal ID Number for a debit transaction is incorrect.
209Invalid Bank MIDThe Bank Merchant ID is incorrect.
210Invalid Term NoThe merchant ID is not valid or active.
211Invalid AmountAmount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals.
213Invalid Tran FmtThe transaction format isn’t valid, typically invalid SIC code
214Call Voice OperAuthorization center cannot be reached.
215Lost/Stolen CardCard has been reported lost or stolen.
216Invalid PINPersonal ID code is incorrect.
217Over Credit FlrAmount requested exceeds credit limit.
218Request DeniedTransaction is not valid for this authorizer.
220Not Online to XXFatal communications error.
221Auth Down-RetryDebit authorizer temporarily unavailable.
222Auth DeclinedVehicle not found in positive file.
223Invalid Pin NoDriver # not found in positive file.
224Auth DeclinedCard is on private label negative file.
225Card Not AllowedMerchant does not accept this card.
226PL Setup ReqdMerchant not set up for Private Label.
227BIN Not AllowedMerchant cannot accept this Private Label BIN range.
228Card Not AllowedMerchant cannot accept this card.
229Inv Merc Rstrct CodeRestriction code field contains invalid data.
230Prod RestrictedMerchant attempted a product code not permitted by this merchant.
231Prod Not On FileMerchant attempted a product code that does not exist on host.
232Auth DeclinedInvalid card type for Prior Auth sale.
233Auth DeclinedTerminal Type not supported.
234Auth DeclinedT&E card used for Sale when merchant only allows Auth Only.
235*Request Denied*Prior Auth selected with no Auth code provided.
238Invalid Driver NumberThe Driver Number entered is invalid.
247PIN Not SelectedEBT recipient has not selected a PIN for this card.
248Unmatch Vch InfoVoucher submitted does not match one previously issued.
248CVC2/CID ERRORCVC2 or CID entered was not valid for the card number.
249Tran Not DefinedThis type of transaction is not allowed for this type of card.
257Block Act Not AlwdThe merchant is not allowed to process Stored Value Block Activations
258Incorrect Act AmtThe activation amount requested does not match the pre-denominated amount for the card.
292Auth Down - RetryAuthorizer is not responding
293Auth Busy - RetryAuthorizer not available at this time.
Formatting Errors
ErrorTerminal MessageDescription
300Invalid Term IDThe length of the merchant ID is incorrect or contains invalid data.
301Invalid FunctionTran code is incorrect or wrong length.
302Invalid CardMag stripe contains invalid data or account # is greater than 19 digits
303Invalid Exp. DateCard has expired, month was not 01-12 or year was not 00-99.
304Invalid Action CodeAction code is longer than 1 digit.
305Amt Entry ErrorAmount less than .01 or greater than 99999.99 or contained non-numeric data
306Invalid PINIncorrect PIN block length.
307Invalid CardInvalid card type or account number.
308Auth # Not EnteredAuth code was not entered on a Prior Auth, Incremental or Rev.
309Invalid Down Pay IndInsurance down payment indicator is invalid.
310Policy # Wrong LenInsurance policy number is incorrect length.
311Invalid Ind CodeIndustry type must be RE or DM.
312Invalid FunctionTran code is invalid or contains alpha data.
313Entry Mode InvalidPOS Entry mode is less than 01 or greater than 04.
314Invalid Industry DataThe Industry Specific field contains invalid data.
315Inv Fleet DataThe Fleet Card field contains invalid data.
316Invalid Sys InfoThe System Information field contains invalid data.
317Invalid FormatPayment Service indicator or Transaction ID is invalid.
318Inv Transaction ClassTransaction class not “F” for financial transaction.
319Inv PIN CapabilityPin capability code field contains invalid data.
320Inv/Missing Retr RefRetrieval Reference # is missing or contains alpha data.
321Inv MSDIMarket Specific Data field contains invalid data.
322Invalid DurationMarket specific data field Duration is 00, blank or missing.
323Inv Pref Cust IndPreferred Customer indicator contains invalid data.
324Inv MO/TO NumberMail/Telephone Order number is invalid.
325Inv Sale/Chg Des/FolioHotel Sale Code, Charge Descriptor or Folio contains invalid data.
326Inv Mult Clr Seq NoMultiple Clearing sequence number is invalid.
327Inv Purch Card DataPurchasing card field contains invalid data.
328Inv Input/Use VRUInsurance transaction not from VRU.
329Invalid EC Data 329Invalid Electronic Commerce Data.
330INV Function or Multiple FS or Unknown TKNIndicates system problem, notify Chase Paymentech Network Services or Multiple field separators received without required data or A token of unknown definition was received
331INV TKN ValueInvalid token value was received.
332CVD Data ErrorError with the cardholder verification data received; invalid value or not allowable for this card for this transaction.
333TKN Data ErrorIndicates system problem, notify Chase Paymentech Network Services.
Host Errors
ErrorTerminal MessageDescription
400Invalid Term IDMerchant ID not found in merchant file.
401Invalid Term IDMerchant ID not found in terminal file.
402Term Not ActiveActive flag for merchant set to “N”.
403Invalid Act CodeMerchant not set up for cash advance function.
404Void Not AllowedThe transaction requested for voiding is not an EFT transaction.
405Ref Num Not FoundTransaction requested for reversal not found.
406Proc Error 7The host can’t clear all transaction records for the requested Batch Release
407Too Many BatchesThere are 999 open batches for this merchant.
408Release BatchCurrent batch has 999 records. Release batch before continuing.
409Invalid FunctionDebit transaction requested but debit flag is set to “N”.
410Invalid Term IDThe Terminal ID portion of the merchant ID is incorrect.
411Invalid Term IDThe maximum retries for this merchant have been exceeded.
412Proc Error 13Unable to read reference number file.
 Proc Error 14413
 Proc Error 15414
 Invalid Function415
416Invalid FunctionMerchant is Authorization Only and a debit record was sent.
417Invalid FunctionPrivate label flag is “N” but a private label account number was sent.
418Please Try AgainIncorrect debit working key.
419Invalid FunctionManually entered transactions are not allowed for this terminal ID.
420Amount Too LargeMaximum sale amount exceeded.
421Amount Too LargeMaximum return amount exceeded.
422Invalid Term IDHost couldn’t read terminal file within specified time.
423Proc Error 24Host couldn’t read reference number file within specified time.
424Invalid Term ID

Transaction open flag has been set to “Y” within prior 3 minutes. It is caused by multiple concurrent transactions (i.e. batch processing) received by the Chase host when the "Controller Flag" is set to OFF.
The resolution is to change the Controller Flag to ON.

425Invalid FunctionCash management not allowed for this merchant ID.
426Rev Not AllowedHost found no batch number matching the one sent.
427Rev Not AllowedHost found no transactions meeting the specifications sent.
428Dscv Not AllowedMerchant not set up for Discover transactions.
429Rev Not AllowedThe batch containing the transaction to void has been released.
430Dscv Not AllowedMerchant not set up for Discover.
431DC Not AllowedMerchant not set up for Diners Club.
432CB Not AllowedMerchant not set up for Carte Blanche.
433Invalid KeyNo AMEX subscriber number, process control ID or product code set up
434Invalid KeyFuture use.
435Failed-Plz CallDebit transaction being sent to an authorizer not set up on host file.
436Failed-Plz CallDebit security key does not exist on the security management file.
437Failed-Plz CallFailure occurred during encryption/decryption of PIN.
438Failed-Plz CallError occurred while generating a debit working key.
439Failed-Plz CallThe DB (debit) sponsor institution on the merchant file is not set up on sponsor file.
440Failed-Plz CallThe network set up on the sponsoring bank file for this institution is not set up on the host's network file.
441Failed-Plz CallThe host is unable to communicate with decryption device.
442JCB Not AllowedJCB CD flag on merchant record not set up for JCB transactions.
443JCB Not AllowedJCB subscriber number not set up for JCB transactions.
444Bank Not On FileDebit BIN not set up for this merchant in routing table.
445No Sponsor InstNo valid sponsorship was found on Merchant record.
446Failed Plz CallFuture use.
447WX Not AllowedMerchant not set up to accept WEX.
448Amount Too LargeAmount exceeds maximum limit.
449Reenter OdometerOdometer was 000000 or contained non-numeric data.
450<Duplicate Tran>No ACK reversal was followed by a duplicate request
451Tran Not AllowedRequested transaction type is not allowed for this card/merchant.
452Bat Already RelsBatch has already been released
453Invalid Rtng IndInvalid Routing Indicator field
454AX Not AllowedAMEX not allowed
999Invalid MerchantMerchant number not on file.
DEBIT/EBT/CHECK/STORED VALUE ERROR MESSAGES
Terminal MessageErrorDescription
Auth Declined200Cardholder's bank did not approve transaction.
Call Voice Oper201Authorizer needs more information for approval.
Hold - Call202Card issuer does not want that card used. Call for further instructions.
Call Voice Oper203Authorizer didn't respond within allotted time.
Invalid Card No204Account #/mag stripe is invalid.
Invalid Exp Date205Expiration date is either incorrect format or prior to today.
Invalid ICA No206Invalid International Control Account number.
Invalid ABA No207Invalid American Banking Association number.
Invalid PIN No208The Personal ID Number for a debit transaction is incorrect.
Invalid Bank MID209The Bank Merchant ID is incorrect.
Invalid Term No210The merchant ID is not valid or active.
Invalid Amount211Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals.
Invalid Tran Fmt213The transaction format isn't valid, typically invalid SIC code
Call Voice Oper214Authorization center cannot be reached.
Lost/Stolen Card215Card has been reported lost or stolen.
Invalid PIN216Personal ID code is incorrect.
Over Credit Flr217Amount requested exceeds credit limit.
Request Denied218Transaction is not valid for this authorizer.
Not Online to XX220Fatal communications error.
Auth Down-Retry221Debit authorizer temporarily unavailable.
Auth Declined222Vehicle not found in positive file.
Invalid Pin No223Driver # not found in positive file.
Auth Declined224Card is on private label negative file.
Card Not Allowed225Merchant does not accept this card.
PL Setup Reqd226Merchant not set up for Private Label.
BIN Not Allowed227Merchant cannot accept this Private Label BIN range.
Card Not Allowed228Merchant cannot accept this card.
Inv Merc Rstrct Code229Restriction code field contains invalid data.
Prod Restricted230Merchant attempted a product code not permitted by this merchant.
Prod Not On File231Merchant attempted a product code that does not exist on host.
Auth Declined232Invalid card type for Prior Auth sale.
Auth Declined233Terminal Type not supported.
Auth Declined234T&E card used for Sale when merchant only allows Auth Only.
*Request Denied*235Prior Auth selected with no Auth code provided.
Cannot Process Req245SV error on prior auth transaction
Unable to Void246SV issuer unable to void transaction
Pin Not Selected247The EBT recipient has not selected a PIN for this card.
Unmatch Vch Info248The Voucher submitted does not match one previously issued.
Tran Not Defined249This type of transaction is not allowed for this card.
Block Act Not Alwd257The merchant is not allowed to process Stored Value Block Activations
Incorrect Act Amt258The activation amount requested does not match the predenominated amount for this card.
Auth Down - Retry292Authorizer is not responding
Auth Busy - Retry293Authorizer not available at this time.
Auth Busy - Retry294Authorizer not available at this time
Auth Error - Retry297Authorizer not available at this time
Err - Pls Retry298Debit authorizer experienced an error.
Err - Pls Retry299Debit authorizer experienced an error.
Invalid Term ID300The length of the merchant ID is incorrect or contains invalid data.
Invalid Function301Tran code is incorrect or wrong length.
Invalid Card302Mag stripe contains invalid data or account # is greater than 19 digits
Invalid Exp Date303Card has expired, month was not 01-12 or year was not 00-99.
Invalid Action Code304Action code is longer than 1 digit.
Amt Entry Error305Amount was less than .01 or greater than 99999.99 or contained non- numeric data.
Invalid PIN306Incorrect PIN block length.
Invalid Card307Invalid card type or account number.
Auth # Not Entered308Auth code was not entered on a Prior Auth, Incremental or Rev.
Invalid Down Pay Ind309Insurance down payment indicator is invalid.
Policy # Wrong Len310Insurance policy number is incorrect length.
Invalid Ind Code311Industry type must be RE or DM.
Invalid Function312Tran code is invalid or contains alpha data.
Entry Mode Invalid313POS Entry mode is less than 01 or greater than 04.
Invalid Industry Data314The Industry Specific field contains invalid data.
Inv Fleet Data315The Fleet Card field contains invalid data.
Invalid Sys Info316The System Information field contains invalid data.
Invalid Format317Payment Service indicator or Trans ID is invalid.
Invalid Trans Class318Transaction class not “F” for financial transaction.
Inv PIN Capability319Pin capability code field contains invalid data.
Inv/Missing Retr Ref320Retrieval Reference # is missing or contains alpha data.
Inv MSDI321Market Specific Data field contains invalid data.
Invalid Duration322Market specific data field Duration is 00, blank or missing.
Inv Pref Cust Ind323Preferred Customer indicator contains invalid data..
Inv MO/TO Number324Mail/Telephone Order number is invalid.
Inv Sale/Chg Des/Folio325Hotel Sale Code, Charge Descriptor or Folio contains invalid data.
Inv Mult Clr Seq No326Multiple Clearing sequence number is invalid.
Inv Purch Card Data327Purchasing card field contains invalid data.
Inv Input/Use VRU328Insurance transaction not from VRU.
Invalid Term ID400Merchant ID not found in merchant file.
Invalid Term ID401Merchant ID not found in terminal file.
Term Not Active402Active flag for merchant set to "N".
Invalid Act Code403Merchant not set up for cash advance function.
Void Not Allowed404The transaction requested for voiding is not an EFT transaction.
Ref Num Not Found405Transaction requested for reversal not found.
Proc Error 7406The host can't clear all transaction records for the requested Batch Release.
Too Many Batches407There are 999 open batches for this merchant.
Release Batch408Current batch has 999 records. Release batch before continuing.
Invalid Function409Debit transaction requested but debit flag is set to "N".
Invalid Term ID410The Terminal ID portion of the merchant ID is incorrect.
Invalid Term ID411The maximum retries for this merchant have been exceeded.
Proc Error 13412Unable to read reference number file.
Proc Error 14413Unable to update reference number file.
Proc Error 15414Unable to update terminal file.
Invalid Function415Merchant is Authorization Only and a draft capture record was sent.
Invalid Function416Merchant is Authorization Only and a debit record was sent.
Invalid Function417Private label flag is "N" but a private label account number was sent.
Please Try Again418Incorrect debit working key.
Invalid Function419Manually entered transactions are not allowed for this terminal ID.
Amount Too Large420Maximum sale amount exceeded.
Amount Too Large421Maximum return amount exceeded.
Invalid Term ID422Host couldn't read terminal file within specified time.
Proc Error 24423Host couldn't read reference number file within specified time.
Invalid Term ID424Transaction open flag has been set to "Y" within prior 3 minutes.
Invalid Function425Cash management not allowed for this merchant ID.
Rev Not Allowed426Host found no batch number matching the one sent.
Rev Not Allowed427Host found no transactions meeting the specifications sent.
Dscv Not Allowed428Merchant not set up for Discover transactions.
Rev Not Allowed429The batch containing the transaction to void has been released.
Dscv Not Allowed430Merchant not set up for Discover.
DC Not Allowed431Merchant not set up for Diners Club.
CB Not Allowed432Merchant not set up for Carte Blanche.
Invalid Key433No Amex subscriber number, process control ID or product code set up
Invalid Key434Future use.
Failed-Plz Call435Debit transaction being sent to an authorizer not set up on host file.
Failed-Plz Call436Debit security key does not exist on the security management file.
Failed-Plz Call437Failure occurred during encryption/decryption of PIN.
Failed-Plz Call438Error occurred while generating a debit working key.
Failed-Plz Call439The DB (debit) sponsor institution on the merchant file is not set up on sponsor file.
Failed-Plz Call440The network set up on the sponsoring bank file for this institution is not set up on the host's network file.
Failed-Plz Call441The host is unable to communicate with decryption device.
JCB Not Allowed442JCB CD flag on merchant record not set up for JCB transactions.
JCB Not Allowed443JCB subscriber number not set up for JCB transactions.
Bank Not On File444Debit BIN not set up for this merchant in routing table.
No Sponsor Inst445No valid sponsorship was found on Merchant record.
Failed Plz Call446Future use.
WX Not Allowed447Merchant not set up to accept WEX.
Amount Too Large448Amount exceeds maximum limit.
Reenter Odometer449Odometer was 000000 or contained non-numeric data.
<Duplicate Tran>450No ACK reversal was followed by a duplicate request.
Tran Not Allowed451Requested transaction type is not allowed for this card/merchant.
Bat Already Rels452Batch has already been released.
Invalid Rtng Ind453Invalid Routing Indicator field.
AX Not Allowed454Amex not allowed
Call Voice Op602Authorization center cannot be reached.
Auth Down-Retry692Debit authorizer temporarily unavailable.
Auth Busy-Retry693Queue for debit authorizer too long.
Auth Busy-Retry694Debit authorizer not responding in time.
Invalid Merchant999Merchant number not on file.

Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article