Codes and Responses
      Back to home
      1. Knowledge Base
      2. E-xact Transactions - Hosted Gateway
      3. Codes and Responses

      Bank Response Codes (FI Codes)

      • Codes for Chase Paymentech
      • Codes for TSYS (Vital)
      • Codes for Moneris (Western)
      • Codes for First Data (Compass)
      • Codes for Payfacto (formerly CT Payment)

      Codes for TSYS (Vital)

      Response Code Status Message
      00 APPROVED APPROVED AND COMPLETED
      01 CALL REFER TO ISSUER
      02 CALL REFER TO ISSUER-SPECIAL CONDITION
      03 TERM ID ERROR INVALID MERCHANT ID
      04 HOLD-CALL OR PICK UP CARD PICK UP CARD (NO FRAUD)
      05 DECLINE DO NOT HONOR
      06 ERROR XXXX GENERAL ERROR
      07 HOLD-CALL OR PICK UP CARD PICK UP CARD, SPECIAL CONDITION (FRAUD ACCOUNT)
      12 INVALID TRANS INVALID TRANSACTION
      13 AMOUNT ERROR INVALID AMOUNT
      14 CARD NO. ERROR INVALID CARD NUMBER
      15 NO SUCH ISSUER NO SUCH ISSUER
      19 RE ENTER RE-ENTER TRANSACTION TRANSACTION
      21 NO ACTION TAKEN UNABLE TO BACK OUT
      28 NO REPLY FILE IS TEMPORARIY UNAVAILABLE
      39 NO CREDIT ACCT NO CREDIT ACCOUNT
      41 HOLD-CALL OR PICK UP CARD LOST CARD, PICK UP (FRAUD ACCOUNT)
      43 HOLD-CALL OR PICK UP CARD STOLEN CARD, PICK UP (FRAUD ACCOUNT)
      51 DECLINE INSUFFICIENT FUNDS
      52 NO CHECK ACCOUNT NO CHECKING ACCOUNT
      53 NO SAVE ACCOUNT NO SAVINGS ACCOUNT
      54 EXPIRED CARD EXPIRED CARD
      55 WRONG PIN INCORRECT PIN
      57 SERV NOT ALLOWED TRANSACTION NOT PERMITTED-CARD
      58 SERV NOT ALLOWED TRANSACTION NOT PERMITTED-TERMINAL
      61 DECLINE EXCEEDS WITHDRAWAL LIMIT
      62 DECLINE INVALID SERVICE CODE, RESTRICTED
      63 SEC VIOLATION SECURITY VIOLATION
      65 DECLINE ACTIVITY LIMIT EXCEEDED
      75 PIN EXCEEDED PIN TRIES EXCEEDED
      76 UNSOLIC REVERSAL UNABLE TO LOCATE, NO MATCH
      77 NO ACTION TAKEN INCONSISTENT DATA, REV., OR REPEAT
      78 NO ACCOUNT NO ACCOUNT
      79 ALREADY REVERSED ALREADY REVERSED AT SWITCH
      80 DATE ERROR INVALID DATE
      81 ENCRYPTION ERROR CRYPTOGRAPHIC ERROR
      82 CASHBACK NOT APP CASH BACK LIMIT EXCEEDED
      83 CAN'T VERIFY PIN CANNOT VERIFY PIN
      85 CARD OK NO REASON TO DECLINE
      86 CAN'T VERIFY PIN CANNOT VERIFY PIN
      91 NO REPLY ISSUER OR SWITCH IS UNAVAILABLE
      92 INVALID ROUTING DESTINATION NOT FOUND
      93 DECLINE VIOLATION, CANNOT COMPLETE
      94 DUPLICATE TRANS UNABLE TO LOCATE, NO MATCH
      96 SYSTEM ERROR SYSTEM MALFUNCTION
      B1 SRCHG NOT ALLOWED SURCHARGE AMOUNT NOT PERMITTED ON VISA CARDS OR EBT FOOD STAMPS
      B2 SRCHG NOT ALLOWED SURCHARGE AMOUNT NOT SUPPORTED BY DEBIT NETWORK ISSUER
      CV FAILURE CV CARD TYPE VERIFICATION ERROR
      EA ACCT LENGTH ERR VERIFICATION ERROR
      EB CHECK DIGIT ERR VERIFICATION ERROR
      EC CID FORMAT ERROR VERIFICATION ERROR
      HV FAILURE HV HIERARCHY VERIFICATION ERROR
      N3 CASHBACK NOT AVL CASH BACK SERVICE NOT AVAILABLE
      N4 DECLINE EXCEEDS ISSUER WITHDRAWAL LIMIT
      N7 CVV2 MISMATCH CVV2 VALUE SUPPLIED IS INVALID
      R0 STOP RECURRING CUSTOMER REQUESTED STOP OFSPECIFIC RECURRING PAYMENT
      R1 STOP RECURRING CUSTOMER REQUESTED STOP O FALL RECURRING PAYMENTS FROM SPECIFIC MERCHANT

      Codes for Chase Paymentech

      Bank Errors    
      Error Code Terminal Message Description
      200 Auth Declined Cardholder’s bank did not approve transaction.
      201 Call Voice Oper Authorizer needs more information for approval.
      202 Hold - Call Card issuer does not want that card used. Call for further instructions.
      203 Call Voice Oper Authorizer didn’t respond within allotted time.
      204 Invalid Card No Account #/Magnetic stripe is invalid.
      205 Invalid Exp. Date Expiration date is either incorrect format or prior to today.
      206 Invalid ICA No Invalid International Control Account number.
      207 Invalid ABA No Invalid American Banking Association number.
      208 Invalid PIN No The Personal ID Number for a debit transaction is incorrect.
      209 Invalid Bank MID The Bank Merchant ID is incorrect.
      210 Invalid Term No The merchant ID is not valid or active.
      211 Invalid Amount Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals.
      213 Invalid Tran Fmt The transaction format isn’t valid, typically invalid SIC code
      214 Call Voice Oper Authorization center cannot be reached.
      215 Lost/Stolen Card Card has been reported lost or stolen.
      216 Invalid PIN Personal ID code is incorrect.
      217 Over Credit Flr Amount requested exceeds credit limit.
      218 Request Denied Transaction is not valid for this authorizer.
      220 Not Online to XX Fatal communications error.
      221 Auth Down-Retry Debit authorizer temporarily unavailable.
      222 Auth Declined Vehicle not found in positive file.
      223 Invalid Pin No Driver # not found in positive file.
      224 Auth Declined Card is on private label negative file.
      225 Card Not Allowed Merchant does not accept this card.
      226 PL Setup Reqd Merchant not set up for Private Label.
      227 BIN Not Allowed Merchant cannot accept this Private Label BIN range.
      228 Card Not Allowed Merchant cannot accept this card.
      229 Inv Merc Rstrct Code Restriction code field contains invalid data.
      230 Prod Restricted Merchant attempted a product code not permitted by this merchant.
      231 Prod Not On File Merchant attempted a product code that does not exist on host.
      232 Auth Declined Invalid card type for Prior Auth sale.
      233 Auth Declined Terminal Type not supported.
      234 Auth Declined T&E card used for Sale when merchant only allows Auth Only.
      235 *Request Denied* Prior Auth selected with no Auth code provided.
      238 Invalid Driver Number The Driver Number entered is invalid.
      247 PIN Not Selected EBT recipient has not selected a PIN for this card.
      248 Unmatch Vch Info Voucher submitted does not match one previously issued.
      248 CVC2/CID ERROR CVC2 or CID entered was not valid for the card number.
      249 Tran Not Defined This type of transaction is not allowed for this type of card.
      257 Block Act Not Alwd The merchant is not allowed to process Stored Value Block Activations
      258 Incorrect Act Amt The activation amount requested does not match the pre-denominated amount for the card.
      292 Auth Down - Retry Authorizer is not responding
      293 Auth Busy - Retry Authorizer not available at this time.
      Formatting Errors    
      Error Terminal Message Description
      300 Invalid Term ID The length of the merchant ID is incorrect or contains invalid data.
      301 Invalid Function Tran code is incorrect or wrong length.
      302 Invalid Card Mag stripe contains invalid data or account # is greater than 19 digits
      303 Invalid Exp. Date Card has expired, month was not 01-12 or year was not 00-99.
      304 Invalid Action Code Action code is longer than 1 digit.
      305 Amt Entry Error Amount less than .01 or greater than 99999.99 or contained non-numeric data
      306 Invalid PIN Incorrect PIN block length.
      307 Invalid Card Invalid card type or account number.
      308 Auth # Not Entered Auth code was not entered on a Prior Auth, Incremental or Rev.
      309 Invalid Down Pay Ind Insurance down payment indicator is invalid.
      310 Policy # Wrong Len Insurance policy number is incorrect length.
      311 Invalid Ind Code Industry type must be RE or DM.
      312 Invalid Function Tran code is invalid or contains alpha data.
      313 Entry Mode Invalid POS Entry mode is less than 01 or greater than 04.
      314 Invalid Industry Data The Industry Specific field contains invalid data.
      315 Inv Fleet Data The Fleet Card field contains invalid data.
      316 Invalid Sys Info The System Information field contains invalid data.
      317 Invalid Format Payment Service indicator or Transaction ID is invalid.
      318 Inv Transaction Class Transaction class not “F” for financial transaction.
      319 Inv PIN Capability Pin capability code field contains invalid data.
      320 Inv/Missing Retr Ref Retrieval Reference # is missing or contains alpha data.
      321 Inv MSDI Market Specific Data field contains invalid data.
      322 Invalid Duration Market specific data field Duration is 00, blank or missing.
      323 Inv Pref Cust Ind Preferred Customer indicator contains invalid data.
      324 Inv MO/TO Number Mail/Telephone Order number is invalid.
      325 Inv Sale/Chg Des/Folio Hotel Sale Code, Charge Descriptor or Folio contains invalid data.
      326 Inv Mult Clr Seq No Multiple Clearing sequence number is invalid.
      327 Inv Purch Card Data Purchasing card field contains invalid data.
      328 Inv Input/Use VRU Insurance transaction not from VRU.
      329 Invalid EC Data 329 Invalid Electronic Commerce Data.
      330 INV Function or Multiple FS or Unknown TKN Indicates system problem, notify Chase Paymentech Network Services or Multiple field separators received without required data or A token of unknown definition was received
      331 INV TKN Value Invalid token value was received.
      332 CVD Data Error Error with the cardholder verification data received; invalid value or not allowable for this card for this transaction.
      333 TKN Data Error Indicates system problem, notify Chase Paymentech Network Services.
      Host Errors    
      Error Terminal Message Description
      400 Invalid Term ID Merchant ID not found in merchant file.
      401 Invalid Term ID Merchant ID not found in terminal file.
      402 Term Not Active Active flag for merchant set to “N”.
      403 Invalid Act Code Merchant not set up for cash advance function.
      404 Void Not Allowed The transaction requested for voiding is not an EFT transaction.
      405 Ref Num Not Found Transaction requested for reversal not found.
      406 Proc Error 7 The host can’t clear all transaction records for the requested Batch Release
      407 Too Many Batches There are 999 open batches for this merchant.
      408 Release Batch Current batch has 999 records. Release batch before continuing.
      409 Invalid Function Debit transaction requested but debit flag is set to “N”.
      410 Invalid Term ID The Terminal ID portion of the merchant ID is incorrect.
      411 Invalid Term ID The maximum retries for this merchant have been exceeded.
      412 Proc Error 13 Unable to read reference number file.
        Proc Error 14 413
        Proc Error 15 414
        Invalid Function 415
      416 Invalid Function Merchant is Authorization Only and a debit record was sent.
      417 Invalid Function Private label flag is “N” but a private label account number was sent.
      418 Please Try Again Incorrect debit working key.
      419 Invalid Function Manually entered transactions are not allowed for this terminal ID.
      420 Amount Too Large Maximum sale amount exceeded.
      421 Amount Too Large Maximum return amount exceeded.
      422 Invalid Term ID Host couldn’t read terminal file within specified time.
      423 Proc Error 24 Host couldn’t read reference number file within specified time.
      424 Invalid Term ID

      Transaction open flag has been set to “Y” within prior 3 minutes. It is caused by multiple concurrent transactions (i.e. batch processing) received by the Chase host when the "Controller Flag" is set to OFF.
      The resolution is to change the Controller Flag to ON.
      425 Invalid Function Cash management not allowed for this merchant ID.
      426 Rev Not Allowed Host found no batch number matching the one sent.
      427 Rev Not Allowed Host found no transactions meeting the specifications sent.
      428 Dscv Not Allowed Merchant not set up for Discover transactions.
      429 Rev Not Allowed The batch containing the transaction to void has been released.
      430 Dscv Not Allowed Merchant not set up for Discover.
      431 DC Not Allowed Merchant not set up for Diners Club.
      432 CB Not Allowed Merchant not set up for Carte Blanche.
      433 Invalid Key No AMEX subscriber number, process control ID or product code set up
      434 Invalid Key Future use.
      435 Failed-Plz Call Debit transaction being sent to an authorizer not set up on host file.
      436 Failed-Plz Call Debit security key does not exist on the security management file.
      437 Failed-Plz Call Failure occurred during encryption/decryption of PIN.
      438 Failed-Plz Call Error occurred while generating a debit working key.
      439 Failed-Plz Call The DB (debit) sponsor institution on the merchant file is not set up on sponsor file.
      440 Failed-Plz Call The network set up on the sponsoring bank file for this institution is not set up on the host's network file.
      441 Failed-Plz Call The host is unable to communicate with decryption device.
      442 JCB Not Allowed JCB CD flag on merchant record not set up for JCB transactions.
      443 JCB Not Allowed JCB subscriber number not set up for JCB transactions.
      444 Bank Not On File Debit BIN not set up for this merchant in routing table.
      445 No Sponsor Inst No valid sponsorship was found on Merchant record.
      446 Failed Plz Call Future use.
      447 WX Not Allowed Merchant not set up to accept WEX.
      448 Amount Too Large Amount exceeds maximum limit.
      449 Reenter Odometer Odometer was 000000 or contained non-numeric data.
      450 <Duplicate Tran> No ACK reversal was followed by a duplicate request
      451 Tran Not Allowed Requested transaction type is not allowed for this card/merchant.
      452 Bat Already Rels Batch has already been released
      453 Invalid Rtng Ind Invalid Routing Indicator field
      454 AX Not Allowed AMEX not allowed
      999 Invalid Merchant Merchant number not on file.


      Codes for First Data Compass



      Code

      Name

      Comments

      000

      No Answer

      First Data received no answer from auth network

      100

      Approved

      Successfully approved

      101

      Validated

      Account Passed edit checks

      102

      Verified

      Account Passed external negative file

      103

      Pre-Noted

      Passed Pre-Note

      104

      No Reason to Decline

      Successfully approved

      105

      Received and Stored

      Successfully approved

      106

      Provided Auth

      Successfully approved Note: Indicates customized code was used in processing

      107

      Request Received

      Successfully approved Note: Indicates customized code was used in processing

      108

      Approved for Activation

      Successfully Activated

      109

      Previously Processed Transaction

      Transaction was not re-authorized with the Debit Network because it was previously processed

      110

      BIN Alert

      Successfully approved Note: Indicates customized code was used in processing

      111

      Approved for Partial

      Successfully approved Note: Indicates customized code was used in processing

      164

      Conditional Approval

      Conditional Approval - Hold shipping for 24 hours

      201

      Invalid CC Number

      Bad check digit, length, or other credit card problem

      202

      Bad Amount Nonnumeric Amount

      Amount sent was zero, unreadable, over ceiling limit, or exceeds maximum allowable amount.

      203

      Zero Amount

      Amount sent was zero

      204

      Other Error

      Unidentifiable error

      205

      Bad Total Auth Amount

      The sum of the authorization amount from extended data information does not equal detail record authorization Amount. Amount sent was zero, unreadable, over ceiling limit, or exceeds Maximum allowable amount.

      218

      Invalid SKU Number

      Non‐numeric value was sent

      219

      Invalid Credit Plan

      Non‐numeric value was sent

      220

      Invalid Store Number

      Non‐numeric value was sent

      225

      Invalid Field Data

      Data within transaction is incorrect

      227

      Missing Companion Data

      Specific and relevant data within transaction is absent

      229

      Percents do not total 100

      FPO monthly payments do not total 100 Note: FPO only

      230

      Payments do not total 100

      FPO monthly payments do not total 100 Note: FPO only

      231

      Invalid Division Number

      Division number incorrect

      233

      Does not match MOP

      Credit card number does not match method of payment type or invalid BIN

      234

      Duplicate Order Number

      Unique to authorization recycle transactions. Order number already exists in system Note: Auth Recycle only

      235

      FPO Locked

      FPO change not allowed Note: FPO only

      236

      Auth Recycle Host System Down

      Authorization recycle host system temporarily unavailable Note: Auth Recycle only

      237

      FPO Not Approved

      Division does not participate in FPO. Contact your First Data Representative for information on getting set up for FPO Note: FPO only

      238

      Invalid Currency

      Currency does not match First Data merchant setup for division

      239

      Invalid MOP for Division

      Method of payment is invalid for the division

      240

      Auth Amount for Division

      Used by FPO

      241

      Illegal Action

      Invalid action attempted

      243

      Invalid Purchase Level 3

      Data is inaccurate or missing, or the BIN is ineligible for P‐card

      244

      Invalid Encryption Format

      Invalid encryption flag. Data is Inaccurate.

      245

      Missing or Invalid Secure Payment Data

      Visa or MasterCard authentication data not in appropriate Base 64 encoding format or data provided on A non‐e‐Commerce transaction.

      246

      Merchant not MasterCard Secure code Enabled

      Division does not participate in MasterCard Secure Code. Contact your First Data Representative for information on getting setup for MasterCard SecureCode.

      247

      Check conversion Data Error

      Proper data elements were not sent

      248

      Blanks not passed in reserved field

      Blanks not passed in Reserved Field

      249

      Invalid (MCC)

      Invalid Merchant Category (MCC) sent

      251

      Invalid Start Date

      Incorrect start date or card may require an issue number, but a start date was submitted.

      252

      Invalid Issue Number

      Issue number invalid for this BIN.

      253

      Invalid Tran. Type

      If an “R” (Retail Indicator) is sent for a transaction with a MOTO Merchant Category Code (MCC)

      257

      Missing Cust Service Phone

      Card was authorized, but AVS did not match. The 100 was overwritten with a 260 per the merchant’s request Note: Conditional deposits only

      258

      Not Authorized to Send Record

      Division does not participate in Soft Merchant Descriptor.

      Contact your First Data Representative for information on getting set up for Soft Merchant Descriptor.

      260

      Soft AVS

      Authorization network could not reach the bank which issued the card

      261

      Account Not Eligible For Division’s Setup

      Account number not eligible for division’s Account Updater program setup

      262

      Authorization Code Response Date Invalid

      Authorization code and/or response date are invalid. Note: MOP = MC, MD, VI only

      263

      Partial Authorization Not Allowed or Partial Authorization Request Note Valid

      Action code or division does not allow partial authorizations or partial authorization request is not valid.

      264

      Duplicate Deposit Transaction

      Transaction is a duplicate of a previously deposited transaction. Transaction will not be processed.

      265

      Missing QHP Amount

      Missing QHP Amount

      266

      Invalid QHP Amount

      QHP amount greater than transaction amount

      274

      Transaction Not Supported

      The requested transaction type is blocked from being used with this card.

      Note:  This may be the result of either an association rule, or a merchant boarding option.

      301

      Issuer unavailable

      Authorization network could not reach the bank which issued the card

      302

      Credit Floor

      Insufficient funds

      303

      Processor Decline

      Generic decline – No other information is being provided by the Issuer

      304

      Not On File

      No card record, or invalid/nonexistent to account specified

      305

      Already Reversed

      Transaction previously reversed. Note: MOP = any Debit MOP, SV, MC, MD, VI only

      306

      Amount Mismatch

      Requested reversal amount does not match original approved authorization amount. Note: MOP = MC, MD, VI only

      307

      Authorization Not Found

      Transaction cannot be matched to an authorization that was stored in the database. Note: MOP = MC, MD, VI only

      351

      TransArmor Service Unavailable

      TransArmor Service temporarily unavailable.

      352

      Expired Lock

      ValueLink - Lock on funds has expired.

      353

      TransArmor Invalid Token or PAN

      TransArmor Service encountered a problem converting the given Token or PAN with the given Token Type.

      354

      TransArmor Invalid Result

      TransArmor Service encountered a problem with the resulting Token/PAN.

      401

      Call

      Issuer wants voice contact with cardholder

      402

      Default Call

      Decline

      501

      Pickup

      Card Issuer wants card returned

      502

      Lost/Stolen

      Card reported as lost/stolen Note: Does not apply to American Express

      503

      Fraud/ Security Violation

      CID did not match Note: Discover only

      505

      Negative File

      On negative file

      508

      Excessive PIN try

      Allowable number of PIN tries exceeded

      509

      Over the limit

      Exceeds withdrawal or activity amount limit

      510

      Over Limit Frequency

      Exceeds withdrawal or activity count limit

      519

      On negative file

      Account number appears on negative file

      521

      Insufficient funds

      Insufficient funds/over credit limit

      522

      Card is expired

      Card has expired

      524

      Altered Data

      Altered Data\Magnetic stripe incorrect

      530

      Do Not Honor

      Generic Decline – No other information is being provided by the issuer. Note: This is a hard decline for BML (will never pass with recycle attempts)

      531

      CVV2/VAK Failure

      Issuer has declined auth request because CVV2 or VAK failed

      534

      Do Not Honor - High Fraud

      The transaction has failed PayPal or Google Checkout risk models

      570

      Stop payment order one time recurring/ installment

      Cardholder has requested this one recurring/installment payment be stopped.

      571

      Revocation of Authorization for All Recurring / Installments

      Cardholder has requested all recurring/installment payments be stopped

      572

      Revocation of All Authorizations – Closed Account

      Cardholder has requested that all authorizations be stopped for this account due to closed account. Note: Visa only

      580

      Account previously activated

      Account previously activated

      581

      Unable to void

      Unable to void

      582

      Block activation failed

      Reserved for Future Use

      583

      Block Activation Failed

      Reserved for Future Use

      584

      Issuance Does Not Meet Minimum Amount

      Issuance does not meet minimum amount

      585

      No Original Authorization Found

      No original authorization found

      586

      Outstanding Authorization, Funds on Hold

      Outstanding Authorization, funds on hold

      587

      Activation Amount Incorrect

      Activation amount incorrect

      588

      Block Activation Failed

      Reserved for Future Use

      589

      CVD Value Failure

      Magnetic stripe CVD value failure

      590

      Maximum Redemption Limit Met

      Maximum redemption limit met

      591

      Invalid CC Number

      Bad check digit, length or other credit card problem. Issuer generated

      592

      Bad Amount

      Amount sent was zero or unreadable. Issuer generated

      594

      Other Error

      Unidentifiable error. Issuer generated

      595

      New Card Issued

      New Card Issued

      596

      Suspected Fraud

      Issuer has flagged account as suspected fraud

      599

      Refund Not Allowed

      Refund Not Allowed

      602

      Invalid Institution Code

      Card is bad, but passes MOD 10 check digit routine, wrong BIN

      603

      Invalid Institution

      Institution not valid (i.e. possible merger)

      605

      Invalid Expiration Date

      Card has expired or bad date sent. Confirm proper date

      606

      Invalid Transaction Type

      Issuer does not allow this type of transaction

      607

      Invalid Amount

      Amount not accepted by network. (This response is provided by the card issuer.)

      610

      BIN Block

      Merchant has requested First Data not process credit cards with this BIN

      704

      FPO Accepted

      Stored in FPO database

      740

      Match Failed

      Unable to validate the debit.

      Authorization Record - based on amount, action code, and MOP (Batch response reason code for Debit Only)

      741

      Validation Failed

      Unable to validate the Debit

      Authorization Record - based on amount, action code, and MOP (Batch response reason code for Debit Only)

      750

      Invalid Transit Routing Number

      EC - ABA transit routing number is invalid, failed check digit

      751

      Transit Routing Number Unknown

      Transit routing number not on list of current acceptable numbers.

      752

      Missing Name

      Pertains to deposit transactions only

      753

      Invalid Account Type

      Pertains to deposit transactions only

      754

      Account Closed

      Bank account has been closed For PayPal and GoogleCheckout – the customer’s account was closed / restricted

      755

      Subscriber Number Does Not Exist

      No Account/Unable to Locate

      758

      Subscriber Number Not Active

      Account Frozen

      760

      ACH Non-Participant

      EC – Banking Institution does not accept

      ACH transactions

      776

      Duplicate Check

      Duplicate Transaction

      777

      Original transaction was not approved

      Original not approved

      787

      Rejected Code 3 (Risk)

      Decline High Risk

      788

      Refund or partial amount is > original sale amount

      Refund Greater than original sale

      802

      Positive ID

      Issuer requires further information

      806

      Restraint

      Card has been restricted

      811

      Invalid Security Code

      American Express CID is incorrect

      813

      Invalid PIN

      PIN for online debit transactions is incorrect

      825

      No Account

      Account does not exist

      833

      Invalid Merchant

      Service Established (SE) number is incorrect, closed or Issuer does not allow this type of transaction

      834

      Unauthorized User

      Method of payment is invalid for the division

      902

      Process Unavailable

      System error/malfunction with Issuer For Debit – The link is down or setup issue; contact your First Data Representative.

      903

      Invalid Expiration

      Invalid or expired expiration date

      904

      Invalid Effective

      Card not active

      997

      Acquirer Error

      Acquiring bank configuration problem. Contact your First Data representative.

      Codes for Payfacto (formerly CT Payments)

      Response Code Status Message
      000 APPROVED APPROVED
      050 DECLINED DECLINE Thank you.
      051 DECLINED Please call your (Visa, MC, Amex) auth. center
      052 DECLINED Please call your (Visa, MC, Amex) auth. center
      053 DECLINED Please call your (Visa, MC, Amex) auth. center
      054 DECLINED Please call your (Visa, MC, Amex) auth. center
      055 DECLINED Please call your (Visa, MC, Amex) auth. center
      056 DECLINED PICK UP CARD
      057 DECLINED HOLD CARD
      058 DECLINED ERROR ACCOUNT
      059 DECLINED EXPIRY ERROR
      060 DECLINED Please call your (Visa, MC, Amex) auth. center
      061 DECLINED Please call your (Visa, MC, Amex) auth. center
      100 DECLINED NO MORE ITEMS
      200 DECLINED SYSTEM DOWN
      201 DECLINED TRANSMIT ERROR
      202 DECLINED INVALID MERCHANT ID
      204 DECLINED Please call your (Visa, MC, Amex) auth. center
      205 DECLINED INV EXPIRY DATE
      206 DECLINED CARD EXPIRED
      207 DECLINED INVALID MERCH ID
      208 DECLINED INVALID AUTH CODE
      216 DECLINED CALL AUTH CENTER
      218 DECLINED CALL AUTH CENTER
      219 DECLINED CALL AUTH CENTER
      220 DECLINED INVALID MSG TYPE
      221 DECLINED CALL AUTH CENTER
      222 DECLINED CALL AUTH CENTER
      224 DECLINED CALL AUTH CENTER
      225 DECLINED CALL AUTH CENTER
      226 DECLINED CALL CENTER
      227 DECLINED CALL AMEX
      228 DECLINED CALL VOICE CENTER
      229 DECLINED INV CARD TYPE
      230 DECLINED CALL AUTH CENTER
      231 DECLINED Please call your (Visa, MC, Amex) auth. center
      232 DECLINED Please call your (Visa, MC, Amex) auth. center
      233 DECLINED Please call your (Visa, MC, Amex) auth. center
      234 DECLINED Please call your (Visa, MC, Amex) auth. center
      235 DECLINED CALL 1-800-268-7760
      290 DECLINED ERROR UNKNOWN
      291 DECLINED ERROR 10: FORMAT
      292 DECLINED ERROR 11: MAPP
      293 DECLINED ERROR 13: ACCT #
      294 DECLINED ERROR 15: MERCH
      295 DECLINED PLEASE RETRY
      300 DECLINED AMEX SERVICE ERROR
      351 DECLINED INVALID TERM ID
      352 DECLINED INVALID MERCH ID
      354 DECLINED INVALID OPERATOR
      356 DECLINED INVALID TRAN NUM
      357 DECLINED INVALID FIELD VALUE
      360 DECLINED CALL AUTH CENTER
      362 DECLINED INV TRAN CODE
      363 DECLINED INVALID ACCOUNT
      364 DECLINED INVALID TRANS
      365 DECLINED HOLD/CALL CENTER
      366 DECLINED DECLINE
      370 DECLINED INSTIT NOT FOUND
      373 DECLINED ERROR NO MATCH
      374 DECLINED DCL HOLD CARD
      375 DECLINED HOLD/CALL CENTER
      376 DECLINED HOLD/CALL CENTER
      377 DECLINED HOLD/CALL CENTER
      378 DECLINED CARD EXPIRED
      379 DECLINED DECLINED EXPIRED
      400 DECLINED INV PROV CODE
      410 DECLINED INVALID LICENCE
      420 DECLINED ACCOUNT FROZEN
      430 DECLINED CALL VERI CHEQUE
      431 DECLINED CALL SCAN
      440 DECLINED LIMIT EXCEEDED
      443 DECLINED DECLINE/CALL
      450 DECLINED DOB ERROR
      451 DECLINED EXCESS ACTIVITY
      452 DECLINED DO NOT ACCEPT
      453 DECLINED NOT ACTIVATED
      461 DECLINED INVALID MEDICARE CARD
      462 DECLINED INVALID STATUS CODE
      463 DECLINED CANNOT CHANGE KEY VALUE
      464 DECLINED RECORD ALREADY EXISTS
      500 DECLINED ERROR NO MATCH
      605 DECLINED INVALID AMOUNT
      609 DECLINED VOIDED TRAN
      610 DECLINED VOID TRAN
      703 DECLINED REVERSAL
      999 DECLINED SETTLEMENT RECORD.




      		  Codes for TSYS (Vital)